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Quick FAQ's
Wondering if expats can buy property in Croatia?
The answer is yes — and we’re here to help! At Breeza Abroad, we specialize in guiding expats through the process of buying real estate in Croatia and launching profitable international vacation rentals. Book your free consultation to learn how to invest in Croatian property and start earning rental income abroad.
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What types of properties can foreigners buy in Croatia?
Foreign buyers can purchase a wide range of property types in Croatia, including houses, villas, hotels, residential apartments, office spaces, and even land (with some restrictions depending on nationality and zoning).
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Can a law firm in Croatia help verify property documents?
Yes, our partner law firm in Croatia can verify essential property documents such as the preliminary agreement, title deed, and full ownership history to ensure the legal integrity of your real estate purchase.​​
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What are the real estate taxes in Croatia for property buyers?
In Croatia, buyers are responsible for a 3% property transfer tax, calculated based on the market value of the property at the time of purchase. This tax is paid only once and is a standard part of the real estate transaction process.
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Can you buy property in Croatia without visiting in person
Yes, it is entirely possible to buy a house in Croatia without physically traveling to the country. With the help of a trusted local team, including real estate agents and legal representatives, you can complete the entire purchase process remotely through a power of attorney.​​
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Can you get a residence permit in Croatia by buying property?
Yes, owning property in Croatia can support your application for a temporary residence permit, typically allowing you to live in the country for at least 9 months. While property ownership alone doesn’t guarantee residency, it can be a strong basis for your permit—especially if you plan to live in the home and meet other legal requirements.​​
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Can you buy property in Croatia with a mortgage as a foreigner
Yes, it is possible to buy property in Croatia through a mortgage, even as a foreigner. However, financing options are limited and typically require a significant down payment. For example, you may need at least 50% down for villas and 40% down for apartments. Mortgage terms vary depending on the bank, your residency status, and the type of property you’re purchasing.
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Can you negotiate the property price when buying in Croatia?
Yes, property prices in Croatia can often be negotiated, but it largely depends on the seller’s willingness and the market conditions. Being prepared and working with a local expert can help you secure a better deal.​​
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What types of properties can’t foreigners buy in Croatia?
Foreigners cannot buy agricultural land unless they own a Croatian company. Additionally, state-owned properties, forests, and certain protected lands are generally restricted from foreign ownership.​​
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Can retirees purchase properties in Croatia?
Yes, both EU and non-EU citizens can easily buy properties in Croatia if they plan to retire here, making it a popular destination for retirees seeking a peaceful coastal lifestyle.​​
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What are the types of temporary residence permits in Croatia?
Temporary residence permits in Croatia can be issued for various reasons, including employment, family reunification, study, training, and medical treatments.
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What documents are required for obtaining a temporary residence permit in Croatia
To apply for a temporary residence permit in Croatia, you will need to provide a valid passport, a work contract (if applicable), a criminal record certificate, and proof of accommodation.
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What is the minimum duration of temporary residence required before applying for permanent residence in Croatia?
You must hold a temporary residence permit for at least 5 years before you can apply for permanent residence in Croatia.
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How can our Croatian lawyer assist you?
Our Croatian lawyer provides personalized assistance for immigration cases, represents you at the police station for residence registration, and handles the submission of all necessary documents and applications.
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